United States Department of Veterans Affairs

Servicemembers' & Veterans' Group Life Insurance

Frequently Asked Questions About Genitourinary Injuries

What are genitourinary injuries?

Genitourinary injuries are injuries of or pertaining to the genital or urinary organs.

Which genitourinary injuries now qualify for a TSGLI payment?

The following genitourinary traumatic injuries that now qualify for a payment under TSGLI are: anatomical loss of the penis, permanent loss of use of the penis, anatomical loss of one or both testicles, permanent loss of use of both testicles, anatomical loss of the vulva, the uterus or the vaginal canal, permanent loss of use of the vulva or the vaginal canal, anatomical loss of one or both ovaries, permanent loss of use of both ovaries, and total and permanent loss of urinary system function.

Do the TSGLI genitourinary losses cover loss of use of penis (or the loss of use both testicles, both ovaries, the vulva, or the vaginal canal), if the loss of use is caused by a disease, for example erectile dysfunction caused by diabetes?  

No, the TSGLI benefit is not payable for the loss of use of penis (or both testicles, both ovaries, the vulva, or the vaginal canal) that is caused by a disease.  All TSGLI benefits are paid only for qualifying losses that are the direct result of traumatic injuries. 

What if I suffered a genitourinary injury before these losses were added to the TSGLI program?

The new genitourinary losses listed above are payable now, and like other losses added to the TSGLI Schedule of Losses, the benefits are payable for injuries or losses that are retroactive back to October 7, 2001.

What is the highest payment amount I can receive for a genitourinary injury that results in a qualifying loss?

The highest payment amount for genitourinary injuries is $50,000.

Can these new losses be added to other TSGLI losses that I have experienced so I can receive a higher payment?

Yes. TSGLI payments for genitourinary injuries can be added to other losses in Part I of the TSGLI Schedule of Covered Losses, up to the maximum TSGLI payment allowable, which currently is $100,000.

Where should I call if I have questions about the new benefit for genitourinary injuries or about any other TSGLI benefit?

All questions about TSGLI losses and other information about qualifying for a TSGLI benefit should be directed to your Branch of Service TSGLI Office. Follow this link for contact information for each of the TSGLI Offices.

How do I find out if I qualify?

Follow this link to find out if you qualify, get more information, or apply for the benefit, follow this link to visit our TSGLI page.